Wednesday, November 13, 2013

You Can't Make It Float

Someone once told me that you can lead a horse to water, but you cannot make him float.  I have some brief observations about the train wreck I call Obaminacare.

1.  Insurance companies' role in life is actuarial - they calculate risk and underwrite it for profit purposes.  Obama has cut the underwriting legs out from underneath the insurance companies by commanding them to insure everyone regardless of their health conditions.  This will ratchet up the cost of coverage for everyone.  Gone are the exceptions for pre-existing conditions.  Gone are lifetime reimbursement limits.  Young adults can stay on their parents' policies.  All this lovely extra protection costs money.

2. Obama is a liar.  He campaigned for months with the refrain: "If you like your plan you can keep it."  Sadly, he and his cronies ABSOLUTELY knew that likely seven million people would be forced off the policies they liked because he, Obama, was going to compel those insurers to alter the coverages included in those policies.

3.  We are learning now that the HHS administration contemplated allowing folks to browse the Affordable Care website anonymously to peruse the new rates.  This idea was scrapped at the last minute - why? - because the A-holes on Obama's political team KNEW that people would get instant sticker-shock from seeing the huge new premiums, and would run for the hills.  So now, if you want to know what your new premiums will be, you have to sign on and cough up your entire family's bio' before you see any options and pricing.  One applicant told the navigator on the other end of the phone line that the premiums were too high and she was deciding against getting coverage at this time.  The navigator told her it was too late - they had all her info' now, and she was legally required to obtain coverage.  After all, it's "a tax", right?

4.  The website slated to enroll millions of previously uninsured Americans is broken.  The website creators cannot offer any reassurances as to when the site will work properly.  Only 26,000 people have signed on to the federal insurance exchanges, and that means NOTHING, because none of those people has paid a single dollar of premiums yet.

5.  Think about this - if you never had health insurance before, and now you have a monthly premium of $550 a month, how will you pay it?  What if you have to decide whether to pay your mortgage or your insurance premium?  Now I know you know that if you fail to pay your car insurance premium, you will be in deep doo-doo, but is it so awful bad if you cannot send a $550 check to Blue Cross?  Missing car insurance premiums spells huge problems - you could get a citation; you could lose your good driver credentials; your lender could slap some crazy, force-placed Collateral Protection Insurance on your car loan.  It's not worth it, is it?  But if you skip a health insurance premium, what's the fallout?  Maybe you end up in the emergency room from a cycling accident - you get hit with a $5,000 hospital/doctor bill and you plead poverty and make $50 a month payments - or include it in your next bankruptcy.  Try scrounging up an extra $550 when you are living paycheck to paycheck.

6.  Many Democrat politicians are running for cover.  Some are even calling for a bill to compel insurers to restore the canceled plans that Obama once promised would not be canceled.  Good luck!  The government cannot command private insurers to reinstate a product they have dropped.

7.  Obama's solution to all of this is to entice all these disappointed shoppers with subsidies - "Just sign up, and we will give you a huge tax credit at the end of the year to offset the huge premiums you are paying."   - - - unless you are middle class, and make a moderate income and don't qualify for subsidies.

8.  You don't have to be a rocket surgeon to realize that this is about redistribution of wealth.  Through this program, 400,000 people have just barely added themselves to the Medicaid recipient rolls.  Obama must raise taxes or insurance premiums on the middle class to recoup the costs of that - and we've only just begun.

9.  The employer mandate has not yet gone into effect.  When the insurance companies have to find a way to pass on the huge extra expenses, they will raise the premiums on employer-sponsored health-care plans.  Many employers will dump those programs and kick their employees onto the federal exchanges.

10.  Some idiot liberals - Bob Beckel and Alan Colmes, for example - have wasted no time saying that this Obaminacare train wreck is further fodder for the argument that it is time to go with a "single-payer" health care system (translation - nationalized socialized medicine).  Frankly, if the federal government cannot successfully run a complex website, I wouldn't trust it with running all of America's health care systems.

11.  I am inclined to see liberals more as diabolical than stupid, but one would have to think that the Obama posse saw this train coming down the tracks.  For three years, opponents have been trumpeting the drawbacks and risks.  Republicans held hostage the debt ceiling increase to try to wake up the liberals to the insanity of this legislation.  The democrats accused them of ruining our country.

12.  Where do we go from here?  I'm not sure.  It seems certain that the Obaminacare machine will melt down.  Millions of people have lost their coverage, and tens of millions more will lose theirs.  Yes, the democrats will likely suffer a huge political setback.  The Republicans could retake the Senate.  Obama will not be able to push through amnesty for the 20 million illegal aliens.  He will not be able to start taxing you for your carbon footprint.

13.  OR - - is this a bigger event?  Will this social catastrophe be the trigger for a complete implosion of the American economy?  Remember that the world bankers have that as their ultimate goal.  I am fascinated to watch this unfold.  Each day brings new revelations.  Who knows? - just keep your lamps trimmed.


10th Circuit 13th Amendment 14th Amendment 1953 Short Creek Raid 1st Amendment 6th Circuit Abortion Abraham Addam Swapp Admiralty adultery Affordable Care AG - Craig Jones AG - Mark Shurtleff Ahmedinejad Al Sharpton Alan Dershowitz Albert Nock Alex Jones Alina Darger Allen Keate Allen Steed Amnesty Anders Breivik Andrew Napolitano Angela Corey Anteater Anthony Weiner Anti-bigamy Apocalypse Arm of flesh Arnold Schwarzenegger Ashton Kutcher Assad atheism B.C. Supreme Court bailout bailouts Barack Hussein Soetoro Obama Barack Obama Barbie Belief vs. Practice Ben Bernanke Benghazi Bernie Machen Bestiality Betty Jessop Big Love bigamy Bill CLinton Bill Medvecky Blacks and the Priesthood blood Blood Atonement Bolshevik Revolution Book burning Bountiful Boyd K. Packer Branch Davidians Breitbart Brigham Young Brown v. Herbert Bruce R. McConkie Bruce Wisan Canada Canada Reference Carolyn Jessop Casey Anthony Caylee Anthony Chapter 13 bankruptcy Charles Darwin Charlie Hebdo Charlie Sheen Chick-Fil-A Chief Justice Robert Bauman Child-bigamy Chris Serino Christine Durham Church of Jesus Christ of Latter-Day Saints Church Police Civil War Clark Waddoups CNN cohabitation collaboration Colonia Lebaron Colorado City Communism Conrad Murray Conservative Constitution Country Music CPS Craig Barlow Craig Jones Creston Crimea crooked judge cultural genocide Czar Nicholas D+C 101 Dallin H. Oaks Dan Cathy Darwin Darwin's Black Box Darwin's Doubt Darwinian Darwinism Darwinists David Boies David Koresh David Leavitt Davis v. Beason DCFS Debra Weyermann decertification Decriminalization Democrat Denise Lindberg Depends Deuteronomy 28 Diaper Disodium Guanylate Disodium Inosinate DNA Doctrine & Covenants DOMA Don't Ask Don't Tell Donald Trump Dr. Drew Pinsky Dr. Seuss Dream Mine Dred Scott Drew Pinsky Drones Edom Edomites Egypt El Baradei Elaine Tyler Eldorado Elijah Abel Elissa Wall Enabling Act Entitlement Ephraim eradication Eric Holder Ernst Zundel escape European Union Eurpoean Bailout Eustace Mullins Evolution Ex Parte extradition Ezra Taft Benson FBI Federal Reserve Felony FEMA camp Feminazi First Amendment Flagellum flatulence FLDS Flora Jessop Florida Flying Circus Food waste fornication Fourteenth Amendment Free-Agency Fundamentalist Mormon Fundamentalist Mormons Gadianton Robbers Gary Herbert Gathering Gay Gay Marriage General Conference genocide George Clooney George W. Bush George Washington George Zimmerman Germany Gerunds Glue-sniffing Gordon B. Hinckley Grant Morrison Greece Greg Abbott GritsForBreakfast Gun-Control guts H1N1 Handbook of Instructions Harry Reid Harvey Hilderbran hatred HB-99 HBO Health Care Reform Heber C. Kimball Hildale Hillary Clinton Hippies Hitler Hoax Holding Out Help Holding Out Hostages Holly Madison Holocaust Homeland Security Homeschooling homosexuality Hoole Hosni Mubarak House of Cards Hubris Hugh Hefner Human Nature Hypocrisy hypocrite Idumea illegal aliens Illegal Ceremony IMF Immigration IN TIME incest Intelligent Design International Monetary Fund Iowa Supreme Court Iran Irony Irrevocable Clause Isaac Jeffs Jacob Zuma Jaimee Grubb James Dobson James Rosen Jamie Dimon Jan Brewer Jane Blackmore Janet Yellen Jeff Ashton Jeff Buhman Jeffs Jerrold Jensen Jerry Sandusky Jesse Barlow Jesus Christ Jew Jim Jones Jimmy Oler Joe Darger Joe Paterno John Boehner John Daniel Kingston John F. Kennedy John H. Koyle John Hyrcanus John Kerry John Singer John Swallow John Taylor Jon Krakauer Jonathan Turley Jonestown Massacre Joni Holm Jose Baez Joseph Compton Joseph Henrich Joseph Smith Joy Behar JP Morgan Chase Jubilee Judea Judge Barbara Walther Judge Bauman Judge Clark Waddoups Judge Dee Benson Judge Donald Eyre Judge James Brady Judge Robert Shelby Judge Terry Christiansen Judge Waddoups Julian Assange June 26th Jury Justice Christine Durham Justice Nehring Justice Robert Bauman Justin Timberlake K Dee Ignatin Kathy Jo Nicholson KD Ignatin keep sweet Keith Dutson Ken Driggs Kendra Keystone Kops kidnapping Kiev Kimberly Conrad Kingston Kirk Torgensen knife Kody Brown Lab rats Lance Armstrong Larry Beall Las Vegas Laura DuPaix Laurie Allen Lavar Christensen Lawrence decision Lawrence v. Texas LDS LDS Church Lehi Police Liberal Liberals library Lifeboat Lindberg Lost Boys Love Times Three Lukumi Lyle Jeffs Main Street Plaza Mancy Nereska Marilyn Monroe Mark E. Petersen Mark Shurtleff marriage license Marxist Mary Batchelor Merrianne Jessop Merril Jessop Michael Behe Michael Dorn Michael Jackson Michael Zimmerman middle-class Migraine Relief Mike de Jong Mike Noel military miscegenation missionaries Mitt Romney Modern Pharisee Monkeys monogamy Monosodium Glutamate Monty Python Mormon Mormon Church Mormon Matters MSG Mubarak murder Muslim polygamy Musser Nancy Pelosi Naomi Jeffs Natalie Malonis National Debt National Enquirer Natra-Bio natural selection Nazi Next Generation Ninth Circuit Nobel Peace Prize Norway NSA Obacle Obama Obamacare Obaminacare obesity Occupy Wall Street Oligarchy Open Marriage Orrin Hatch Osama Bin Laden Pakistan Palestine Papandreou Paris France Parker Douglas patriarchy Paul Murphy Paul Ryan pharaoh Planets Planned Parenthood Playboy mansion plural marriage polyamory polygamist polygamous polygamous grouping polygamous sect polygamy polygamy reference Polygamy Task Force Predictor Presbyterian Presidential Election promotional video Promulgate Prophecy Proposition 8 Prostitute Protection of Marriage Punk'd Quantitative Easing race card Rand Paul rape Raymond Jessop Reassignment Recession Reconciliation Relief Mine Religion religious test Rep. John Lewis Rep. Mike Noel Resurrection Revelation 18:3 Reynolds decision Richard Dawkins Richard Nixon Rick Santorum Rights riots Robert Mueller Rocky Ridge Rodney Holm Rodney King Roe v. Wade Ron Paul Rothschild Rozita Swinton Ruby Ridge Rulon Allred Russia Safety Net Salmonella Samaria San Angelo Sargon Sarin Saudi Arabia Schleicher County Sean Reyes Seattle Second Amendment Senator Kevin Van Tassell Shalmaneser Shannon Price Shoshana Grossbard Shutdown Siamese Signature in the Cell Silsby Silvio Berlusconi Sir Evelyn de Rothschild Sister Wives skin color Slippery Slope Socialism Sonny Hostin Soviet Union Spencer W. Kimball Star Trek Stars Stephanie Colgrove Stephen C. Meyer Steven Conn stimulus Stromberg-Stein Survival Suspect Class Swine Flu Syria Tapestry Ted Stewart Teen pregnancy Temple Teresa Jeffs termites Texas Texas CPS Texas FLDS Texas Rangers The Fall of Reynolds Theodore Olson Thirteenth Amendment Thomas S. Monson Thurgood Marshall Tiger Woods Timothy Geithner Timothy McVeigh Titanic Tito Valdez TLC Todd Shackelford Tom Green Tonia Tewell Trace Gallagher tracting Trayvon Martin trickle-down economics Trip-Wire Trust TSA twins TxBluesman Tyranny U.S. Bankruptcy. Franklin D. Roosevelt U.S. Supreme Court UEP UEP Trust Ukraine Uncommon Dissent Uniform Commercial Code Universe University of Oslo usury Utah Utah A.G. Utah Amendment 3 Utah Attorney General's Safety Net Utah bigamy statute Utah Legislature Utah Supreme Court Vera Black Vermont Vladimir Putin Waco Wally Bugden Wally Oppal Warburg Warren Jeffs weapon words Wendell Nielsen Whistleblowers Wilford Woodruff William Dembski William E. Jessop Willie Jessop Winston Blackmore Wisan Woodrow Wilson Worf WTC 7 Xenarthra Yams YFZ YFZ Raid YFZ Ranch Zombies